Table of Content
- For Tracking Employee Spending: Bento for Business
- You Are Leaving a Citibank Website and Going to :domainName.
- Ways to Increase Commercial Construction Profit Margin
- The Home Depot Business Credit Cards
- Who is the The Home Depot® Commercial Revolving Charge Card good for?
- The Home Depot® Commercial Revolving Charge Card reviews and complaints.
When applying, you will be redirected to a CitiBank application page. Home Depot does not list credit requirements, but the cards are best suited for those who have fair credit scores or better. Those without a substantial credit history can be subject to personal guarantees on commercial accounts. It’s called a “charge card,” but The Home Depot’s Commercial Revolving Charge Card works more like a true credit card. Like your standard business credit card, you have the option of making a minimum monthly payment or paying your balance in full every month. Each commercial credit option allows additional cards for employee purchasing.

Thus, if you do not want to receive marketing material by email, just indicate your preference on your email profile. If you do so, please note that you could continue to receive some marketing information until your request is processed. Make your User ID and Password different from the Security Word you provided when you applied for your card. That is why we require you to use a browser with 128-bit security encryption to proceed with your application. This protection helps to ensure that the information you send and receive will remain confidential. Please note that Credit-Land.com has financial relationships with some of the merchants mentioned here.
For Tracking Employee Spending: Bento for Business
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Finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. The real perk of using a Home Depot business credit card is your automatic enrollment in the Home Depot Pro Xtra Program, which gives you access to certain discounts and rewards. Participation in their Fuel Rewards program can also shave some cash off your gas spend. If you do, you won’t be assessed late fees for missing your minimum monthly payment. Various lending products ranging from $5,000 to $5,000,000 are available for most businesses, including those with limited history or bad credit, without requiring a personal guarantee.
You Are Leaving a Citibank Website and Going to :domainName.
Though its rewards are less straightforward than you might like, they’re make it worth it if you have to make returns or can utilize that fuel discount. Visit the Home Depot Card Benefits website to set up features like your fuel discounts, 60-day payment terms and one-year return window. Earn an impressive unlimited cash back rate of up to 2.5% with this Amex-esque flexible spending business card. You can log in to your Home Depot card account to check your account balance and pay your bill.

An extended return period of up to a full year, four times longer than a non-commercial credit purchase. Finder monitors and updates our site to ensure that what we’re sharing is clear, honest and current. Our information is based on independent research and may differ from what you see from a financial institution or service provider. When comparing offers or services, verify relevant information with the institution or provider's site. Your business’ annual revenue, monthly purchase volume and requested credit line.
Ways to Increase Commercial Construction Profit Margin
But it’s equally important to boost profit margins to help ensure long-term success. Improve Cashflow, bid on bigger projects, and get control of material financing. Manage your account your way with all the features you enjoyed before—and more. Introducing a whole new experience built to give you more control over your card and your time. We believe you should be able to choose what kinds of information you receive.
When we are able to provide all legal notices electronically, we will notify you by email. In the meantime, if you choose to receive legal notices electronically, you will need to monitor both your U.S. postal mailbox and your email inbox for legal notices. There aren’t variations in features or capabilities between The Home Depot’s two business credit cards. In terms of credit options, both cards boast many of the same benefits.
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Use it on its own, or in tandem with another business credit card. This Home Depot business credit card offers benefits that are most useful to high-volume spenders. There are two types of Citibank credit cards you can apply for at Home Depot. There is the Commercial Account which is the most common, and easier to qualify for. And some of the best store cards can earn you cash back or statement credits on purchases—the Home Depot’s credit cards can’t.

Credit-Land.com may be compensated if consumers choose to utilize the links located through the content on this site and generate sales for the said merchant. Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on the page. Every $1 spent on your card counts as $4 for purposes of earning Perks. Reward rates Every $1 spent on your card counts as $4 for purposes of earning Perks.
However, failure to pay back the amount on time will result in hefty penalties. This makes the Home Depot commercial account a good option if the cash flow of your business moves quickly but riskier if it doesn’t. One of the major drawbacks of The Home Depot business credit cards is that they don’t come with any introductory perks or special financing offers. Consider the American Express Blue Business Cash Credit Card instead.

But if cash back is your thing, and you’re not an organization member, you might want to set your sights on a true cash back business credit card. And if you default on your payments with The Home Depot Commercial Revolving Card, you’ll trigger the default APR of 26.99%, or 20% if you’re in GA or NC. Late payments are subject to a $38 fee, but you do get a grace period of at least 20 days if you regularly pay your balance in full every month. This card is ideal for a business that spends heavily at Home Depot, and plan to pay the balance off in 60 days.